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Introduction

Capitalpark

Blockchain-Secured Agentic AI Banking

Community-driven banking infrastructure combining blockchain-secured governance, AI-assisted execution, and transparent private credit access. Built on the existing Moneypark Global ecosystem operating across 35 countries.

Private credit · Loan servicing · Capital pooling · Next-gen banking

02 — Product / Market Need

The Problem

Traditional private capital is

Opaque
Inefficient
Inaccessible to individuals
Operationally fragmented

Retail investors lack access to

Private credit
Syndicated loans
DCMs / ECMs
Institutional-grade asset allocation

Meanwhile, AI automation introduces major security and accountability risks, and global loan servicing remains highly inefficient and non-transparent.

There are no seamless banking solutions for global investors.

03 — Solution

CapitalPark Banking

A blockchain-secured bank where the DAO governs allocation, the blockchain registers approvals, AI agents execute and every action remains auditable on-chain.

Competitive Advantage

Existing proprietary fintech infrastructure
Modular, globally deployable architecture
Compliance-first KYC/AML framework
Banking functions incl. loan syndication, debt servicing
Cooperative investment pooling and SPVs

The Loop

The DAO decides

Blockchain ledger registers decision

AI Agent 1 reads ledger

AI Agent 2 executes decision

Execution is registered on blockchain

AI Agent 3 translates ledger with updates

Continuous

Loop

04 — Market

A Large, Expanding Opportunity

Banking Market (Global)

TAM: $5T–10T+ relevant financial activity

SAM: $50B–150B+ addressable banking and credit activity (Moneypark Global)

SOM: $1B–3B AUM + servicing

$50M–150M annual revenue potential. Strong recurring revenue from servicing, treasury, and transaction infrastructure.

Funding Market (US Only)

TAM: 1,500–2,500 US boutique VC funds, AUM ~$100M

SAM: ~80 funds

SOM: 10% resulting in $800M AUM in the first 3–5 years

Go-To-Market

Existing Moneypark Global users
Angel investor communities
Private credit participants
SME financing demand
Institutional fintech partnerships

Infrastructure Edge

CapitalPark has direct access to the Moneypark Global Network of users as well as local operating licensing. Moneypark Labs has already developed a modular structure of financial infrastructure solutions, tested in real-life environments, with compliance-first architecture.

05 — Trends, Competition & Revenue

Tailwinds & Economics

Market Drivers

Institutional tokenization accelerating
Global private credit demand growing
Demand for transparent financial infrastructure
Regulatory momentum around digital assets

Revenue Streams

Interchange & FX spreads (Phase 1)
Premium subscriptions ($12/mo · $99/yr)
Treasury yield & lending spreads
Wealth AUM & institutional servicing

Consumer Unit Economics

ARPU

$58 → $248

Y1 → Y3

Premium Conv.

6% → 22%

Y1 → Y3

Monthly Churn

4.8% → 2.4%

Y1 → Y3

LTV / CAC

4.2x → 18x

Y1 → Y3

Retention driven by embedded servicing, recurring participation, governance, and deep operational integrations.

06 — Financial Overview

Stage & Strategy

Current Stage

Pre-seed · Licensing & deployment phase

Existing Assets

Fintech infrastructure already developed
Prior successful tokenized cooperative exit
Existing international operating network

Objective: scalable recurring revenue through servicing and infrastructure economics — not speculative token activity.

Phase 1 · Q3/26

Payments & Consumer Banking

Debit/credit card
Multi-currency & crypto
ATM network

Phase 2 · Q4/26

Treasury & Monetization

Premium subscriptions
AI-enabled EasyTax©
Earn & Borrow

Phase 3 · 2027

Credit & AI

US banking license
Loan syndication & servicing
AI-assisted underwriting

Phase 4 · 2028+

Wealth & Institutional

Cooperative investment pooling
AUM & advisory fees
Institutional capital markets

07 — Team

Experienced International Team

Mikayel Hasratyan

Establishing Founder

Cooperative-model roots from the 1980s; treasury experience; exited Privateum Tokenized Cooperative (2023).

Arman Nalbandjan

Co-Founder · Moneypark Global

Digital asset fiscal policy specialist; advisory in Ghana, Ivory Coast, Malawi, Kazakhstan, Albania. Web3/DeFi since 2018.

Prof. Martin Quist

Senior Advisor · UK & Africa

Professor of Commercial Law, University of Essex. Represented the Republic of Ghana at the UN Assembly.

Moneypark

Strategic Partner

Moneypark will provide product, technical support and compliance.

08 — Vision

The Next Generation of Banking

CapitalPark builds community-driven financial infrastructure with blockchain-secured capital allocation, transparent private credit markets, and AI-assisted yet fully auditable operations.

3–5 Year Vision